If you just want to keep an eye on your credit, then credit monitoring has some value. The core idea for credit monitoring is to give users access to their credit information so they can review it for accuracy and address any anomalies they may notice.

Credit monitoring is an umbrella category that covers a narrow spectrum of products that differ by provider. In fact, there are dozens of companies offering various levels of credit-monitoring services. Much of the core function of this service is performed by one of three major credit bureaus – Equifax, TransUnion and Experian. Learn more about Typical Credit Monitoring.