Here at Granite Risk Advisors, we know
Landscaping Insurance

Better Service at a Better Price

Your business works hard to help other people. Your customers trust you with their properties, but there are a lot of risks that go along with operating a landscaping business. Whether you have a couple of employees or an entire fleet, we can help you make sure that you’re protected from all the possible disasters that could hit your business. From property damage to personal injury, we’ve seen it all.

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To learn more about our insurance solutions fill out the form below,
or give us a call at (678) 905-0220

Who needs
landscaping insurance?

Protect yourself and your business.

If your lawn care business services include private yard landscaping, operating heavy equipment around homes, weeding gardens and trimming trees, setting up sprinkler systems, and even winterizing homes’ irrigation systems, you should consider general liability insurance.

Just as landscaping requires specialized tools and equipment to get the job done, the right insurance policy can protect you from heightened risks of bodily injury, property damage, and personal injury. Granite Risk understands these risks and customizes landscaping insurance for professionals to fit your specific business needs. Whether you serve commercial customers, residential homeowners, or both, insurance for landscapers can protect you from general liability claims. Bodily injury or property damage claims that arise from the use of  self-propelled mobile equipment, such as riding a lawnmower, are also covered in a Granite Risk landscaper insurance policy.

Landscaper liability insurance helps empower small business owners to do the job they’ve trained to do. More specifically, general liability insurance is highly recommended for landscapers because of the high-risk nature of this type of work.

GET A QUOTE NOW

To learn more about our insurance solutions fill out the form below,
or give us a call at (678) 905-0220

Landscaping Insurance Covers:

General liability insurance, sometimes called commercial general liability (CGL), can protect your business from another person or business’s claims of bodily injury, associated medical costs, and damage to property.
 
Having this kind of coverage is beneficial in numerous instances. Here are a few hypothetical scenarios that you may face while working as a landscaper.

Bodily Injury

A customer trips over one of your landscaping tools while you are working in his yard. The customer claims that you were negligent by not keeping your tools in a safe place and files a lawsuit alleging that you are legally liable for his injuries. Another example may be While working at a client’s home, you are sweaty from the heat and your saw slips out of your hand and falls on a passerby causing an injury. If the person sues because of their injury, we would provide a defense for you in the lawsuit.
 
At Granite Risk, we may cover the claim resulting from this incident and your customer’s related medical expenses up to your limits of liability. This type of protection enables you to take on every new job with confidence.

Property Damage

You’re trimming a branch off of a tree and it swings in the wrong direction and falls on your client’s new car. Damage to the vehicle would be covered. Another example may be you are pressure washing a customer’s home and your pressure washer hose knocks over a large potted plant. The pot cracks the concrete patio below. The damaged plant, pot, and patio would be covered.
 
We understand the danger of property damage that you face as a landscaper, which is why we offer general liability insurance for landscapers to plan ahead for this risk. For property damage situations such as this, Granite Risk may cover your customer’s subsequent claim up to your limits of liability.

Personal Injury

One of the employees who works for your landscaping company is at lunch. He talks to the owner of a shop about one of your customers in a false and unflattering way. The customer learns of this discussion and sues you for slander.
 
If you face this situation in your small business, we may cover the subsequent claim, up to your limits of liability, and pay for an attorney to defend you if necessary.

Here are the top six reasons why landscapers choose
Granite Risk  for their insurance needs:

Flexible Payment Options

We offer you the option of making monthly payments (with no additional fees) to help you manage your cash flow.

Tailored Insurance

We specialize in businesses like yours and tailor coverage to the risks in your field.

Claims Responsiveness

When a covered claim is reported, Granite Risk  will immediately assign a dedicated claims representative to assist you.

Coverage for Contracts

Our architects insurance coverage satisfies most standard contract insurance requirements.

Worldwide Coverage

A business insured through Granite Risk   is covered for work done anywhere in the world, as long as the claim is filed in the U.S., a U.S. Territory or Canada.

Passion for Service

Agents knowledgeable about your business concerns will provide you with excellent service.

Landscaping Insurance Fast & Accurate Quotes

Download the form to get started. Forms are fillable PDFs for your convenience. Send completed forms to Info@GraniteRiskAdvisors.com

Our Customers

“Granite Risk is incredible responsive always willing to go the extra mile for us. We have been with Granite for over five years and every year they provid us better coverages and find ways to save money every year.”

“Granite Risk has always been our go to for Insurance the last seven years. The Granite Team never seems to sleep they always answer the phone when we need them they make insurance easy.”

“I was referred by a friend who also insures her towing company through Granite Risk and I have had a great experience so far. Granite is always very knowledgeable about our industry. Highly recommend!”

Put Your Business in Good Hands

Get In Touch

To learn more about our insurance solutions fill out the form below,
or give us a call at (678) 905-0220

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